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Income Requirements – The maximum income allowed to finance a home with a USDA loan for any eligible areas outside of Tyler, Texas in of Smith County is limited to 115% of the median average income. This means your household income can not be more than 15% above the median income.
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Tyler, TX USDA home loans or sometimes called rural development loans, are government-insured mortgages that help potential home buyers buy a home without a down payment. The Tyler, TX USDA home loan program was created in 1991. This program was designed to help aid potential home buyers obtain a mortgage with a decent rate in rural areas.