90-Day Moratorium for California

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Link Why do today what you can put off until tomorrow? The law is expected to make lenders try harder to keep borrowers in their homes. Loan.

By Jim Wasserman, Sacramento Bee, California jwasserman@sacbee.com Saturday, Jun. 13, 2009 . After a severe economic storm of more than 365,000 California foreclosures since early 2007, the state’s long-awaited 90-day foreclosure moratorium law goes into effect Monday. But it doesn’t mean foreclosures will stop.

by Alan White. governor schwarzenegger signed a bill Tuesday imposing a 90-day moratorium on foreclosures in California. The bill exempts lenders who have a modification program in place meeting standards set forth in the bill, including reduction of payments to 38% of a borrower’s income (higher than the 31% DTI standard in the Obama Administration plan.)

Gov. Arnold Schwarzenegger signed into law a 90-day moratorium on California home foreclosures on Friday, but consumer advocates argue wide loopholes will prevent the legislation from.

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The California Bankers Association is against the foreclosure moratorium. The new California foreclosure moratorium affects owner-occupied homes where the first mortgage was recorded between January 1, 2003 and January 1, 2008. There seems to be a lot of confusion regarding the long awaited california state 90-day foreclosure moratorium.

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California implements a 90 day mortgage foreclosure moratorium. Over the last several years, the state of California has created a law that provides borrowers with a 90-day moratorium on home foreclosures. It provides time for all parties to find a reasonable solution.

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California’s 90 Day Foreclosure Moritorium is a Sham! Posted 9:21 am by Pat Dave & filed under Stockton Real Estate. Our great state legislature passed a bill providing for a 90 day moratorium on foreclosures. Sounds good right? Truth is that the 90%+ of the mortgages facing foreclosure are being serviced by companies that are exempt from the.